Applications Being Accepted for the Purchase of 524 Union Street
The City of Springfield is currently accepting applications from interested purchasers for 524 Union Street.
The home at 524 Union Street is approximately 1,400 square feet and features 3 bedrooms and 2 bathrooms. The construction of the home was focused on energy efficiency, and its systems include a multi-head mini-split heating and cooling system, electric water heater, a ducted Energy Recovery Ventilator (ERV), and Energy Star appliances. Energy efficient windows and doors have been installed and a front porch and landscaped yard compliment and uplift the neighborhood.
The City of Springfield will hold a public lottery to select the buyer eligible to purchase the newly constructed home on October 5, 2026 at 10:15 AM at the the home.
OPEN HOUSE will be held on Thursday September 10, 2026 from 5:00 - 7:00 PM.
WHO IS ELIGIBLE
To be eligible to enter the lottery, applicants must meet household income-limits and be pre-approved (not pre-qualified, which is a much less stringent classification) for a mortgage of $210,000 or more. Alternately, an applicant may enter the lottery by demonstrating pre-approval for a smaller mortgage, along with proof of sufficient funds to cover the purchase price of the home. This home will be sold to a family earning up to 80% of the area median income (see income limits below). Final calculations are underway, but the sales price will be approximately $210,000
Household income of applicants cannot exceed maximum limits, which are set annually. The current income limits are:
Maximum Household Income – 80% AMI Properties
1 Person | $73,650 | 5 Person | $113,650 |
2 Person | $84,200 | 6 Person | $122,050 |
3 Person | $94,700 | 7 Person | $130,450 |
4 Person | $105,200 | 8 Person | $138,900 |
HOW TO APPLY
Interested purchaser can complete the application online using this link: https://www.cognitoforms.com/CityOfSpringfield1/CITYOFHOMES2HOMEBUYERLOTTERYAPPLICATION
All applications (and supporting documentation) must be received by 4:30 PM on September 25, 2026.
MORE INFORMATION ABOUT THE PROJECT
Way Finders completed the redevelopment with grant funding from MassMutual Foundation and Baystate Health, Neighborhood Stabilization Program (NSP funds) from MassHousing, and ARPA funding from the City of Springfield Office of Housing. . Interested parties can learn more about the Way Finders City of Homes project at www.wayfinders.org/homes.
Applications Now Being Accepted for Four New Affordable Homes on Union Street in Springfield’s Old Hill Neighborhood
The Office of Housing is accepting applications from interested purchasers for four brand-new colonial homes on Union Street in Springfield’s Old Hill neighborhood are now available through a public lottery — priced at $195,000 each for households earning at or below 80% of the Area Median Income.
The four homes are located at: 599 Union Street, 595 Union Street, 575 Union Street, and 551 Union Street, Springfield, MA. Each home is 1,821 square feet with 3 bedrooms, 2 bathrooms, and an integrated garage. Homes are newly constructed and move-in ready, with stainless appliances, in-unit washer and dryer, and energy-efficient systems built to keep utility costs low.
Applications must be submitted by August 11, 2026. A public lottery drawing will be held on Thursday, August 20, 2026 at 10:30 AM.
WHO CAN APPLY
To enter the lottery, applicants must:
- Have household income at or below 80% of the Area Median Income (see limits below).
- Be pre-approved — not pre-qualified — for a mortgage of $200,000 or more. NOTE: A combination of mortgage pre-approval and sufficient evidence of other funds (savings, gift, down payment assistance) amounting to at least $200,000 may be acceptable
- Meet HUD requirements for a first-time homebuyer.
- Submit a complete application through the City of Springfield.
Maximum Household Income – 80% AMI
FY 2026 HUD Income Limits — Springfield, MA MSA | ||||||||
Effective: June 1, 2026 | HOME Program / Adjusted Limits | ||||||||
AMI Level | 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person |
| 80% AMI | $73,650 | $84,200 | $94,700 | $105,200 | $113,650 | $122,050 | $130,450 | $138,900 |
| Source: U.S. Department of HUD, FY2026 Adjusted HOME Income Limits — Massachusetts, effective June 1, 2026. | ||||||||
| URL: https://www.huduser.gov/portal/datasets/home-datasets/files/HOME_IncomeLmts_State_MA_2026.pdf | ||||||||
OPEN HOUSES
Come see the homes in person before applying:
- Thursday, July 23 — 4pm to 6pm | All four Union Street homes
- Saturday, July 25 — 1pm to 3pm | All four Union Street homes
HOW TO APPLY
Applications must be submitted by August 11, 2026 and may be submitted online using the below link: https://www.cognitoforms.com/CityOfSpringfield1/OLDHILLINFILL1HOMEBUYERLOTTERYAPPLICATION
Those with questions may contact (413) 787-6500.
ABOUT THE PROJECT
The project was funded through the HOME Investment Partnerships Program, the Neighborhood Stabilization Program (NSP), and ARPA funds from the City of Springfield Office of Housing.Learn more about the project at nouveh.site/oldhillinfill
Six additional Old Hill homes will be made available through a second phase in Late Summer/Fall 2026.