Down Payment and Closing Cost Assistance

The Down Payment and Closing Cost Assistance Program provides down payment and closing cost assistance of up to $4000 for income-qualified first-time homebuyers purchasing a home in Springfield. The homebuyer must use the home as the primary place of residence. The home may be 1-4 units.

For details about the program, click to access the Down Payment Assistance Program Information Sheet.

Apply for assistance after you have taken a Homebuyer education class, been approved for a loan, and found a home you are ready to buy.

Apply ONLINE - Click to access the online Downpayment and Closing Cost Assistance Program application. You can apply directly from your computer or phone.

You can also click for PAPER APPLICATION - print and complete on paper - mail or bring to the Office of Housing