Down Payment and Closing Cost Assistance

The City has depleted its' allocation of Down Payment Assistance funds for this Fiscal Year 2026. We will begin taking FY27 applications on June 15, 2026 for closings taking place in early to mid July, 2026. PLEASE NOTE: we will likely not have access to funds before 7/17/2026, and will be unable to assist buyers who close before that date.

 The Down Payment and Closing Cost Assistance Program provides down payment and closing cost assistance of $7,500 for income-qualified first-time homebuyers purchasing a home in Springfield. The homebuyer must use the home as the primary place of residence. The home may be 1-4 units.

For details about the program, click to access the Down Payment Assistance Program information sheet here: 

DPA Information Sheet

Apply for assistance after you have been approved for a loan and found the home you are ready to buy.

Apply ONLINE - Click to access the online Downpayment and Closing Cost Assistance Program application. You can apply directly from your computer or phone.

You can also click for the paper application here: DPA Application FY 2026 Print and complete on paper - mail or bring to the Office of Housing