Down Payment and Closing Cost Assistance
The Down Payment and Closing Cost Assistance Program provides down payment and closing cost assistance of $7,500 for income-qualified first-time homebuyers purchasing a home in Springfield. The homebuyer must use the home as the primary place of residence. The home may be 1-4 units.
For details about the program, click to access the Down Payment Assistance Program information sheet here:
Apply for assistance after you have been approved for a loan and found the home you are ready to buy.
Apply ONLINE - Click to access the online Downpayment and Closing Cost Assistance Program application. You can apply directly from your computer or phone.
You can also click for the paper application here: DPA Application FY 2026 Print and complete on paper - mail or bring to the Office of Housing