The City of Springfield, through the Office of Housing, has created a Homeowner Emergency Repair Program, using Housing and Urban Development’s (HUD) Community Development Block Grant (CDBG) program.
The Emergency Repair Program provides income-eligible Springfield homeowners with zero-interest deferred payment loans to pay for the cost of an emergency repair to their home. These loans are recorded as a lien on the property, and repayment is only required when the homeowner sells, refinances, transfers title to the property, or no longer occupies the home as a principal place of residence. Households interested in this program must first meet the following requirements:
- The home must be the owner's principal residence, and the applicant may not own other real estate.
- The property must be located in Springfield.
- Owner-occupancy must be established for a minimum of three (3) years.
- Title to the property may not have liens other than a first and/or second mortgage.
- All property taxes, fees, fines or municipal liens must be current.
- Household income may not exceed 80% of the area median income, as detailed in the following chart:
Maximum Household Income FY 2019
1 Person $45,200
2 Persons $51,650
3 Persons $58,100
4 Persons $64,550
5 Persons $69,750
6 Persons $74,900
*NOW ACCEPTING APPLICATIONS*
Please contact the Office of Housing at (413) 787-6500 for more information on how you may qualify.
The Office of Housing provides Community Development Block Grant (CDBG) funds to the agency Rebuilding Together Springfield, which uses volunteer labor to assist low-income homeowners with home repair and rehabilitation.
To apply for assistance from Rebuilding Together Springfield, visit the agency's website or call (413) 788-0014.