Benefits & Employee Leave of Absence (LOA)
Please contact the Benefits Department as soon as you are placed on a Leave of Absence (LOA). Depending on the type of leave you are on, you will be responsible for either 100% or 25% of your medical, dental, and vision premiums. (*This includes Basic Life insurance as well if you elected to enroll). If you are no longer receiving a paycheck, or your check does not cover the full amount of your premium, you are required to pay the City of Springfield directly for any missed premiums. Please note that employees going on a Leave of Absence may choose to cancel insurance coverage. Employees who cancel due to Unpaid Military Leave or unpaid FMLA, may reinstate their coverage within 50 days of returning from their leave. Cancelation due to any other type of leave will require an employee to wait until Open Enrollment to re-enroll in GIC coverage. Please call our office at 413-787-6055 to discuss your premium and payment schedule.
Employees with American Fidelity, Trustmark, Aflac deductions, should contact those vendors directly to set up payment plans.
Please be advised that failure to make timely payments to the Employee Benefits Department may result in loss of coverage. If your coverage is terminated due to lack of premium payment, your next opportunity to enroll in GIC health insurance coverage will be during Open Enrollment (April of each year).
Type of Leave of Absence (LOA) | Employee premium responsibility |
Paid/Unpaid FMLA | Employee pays 25% of medical/dental/vision premium |
Paid/Unpaid Medical | Employee pays 25% of medical/dental/vision premium |
Unpaid child rearing leave | Employee pays 100% of medical/dental/vision premium |
Unpaid personal leave | Employee pays 100% of medical/dental/vision premium |
Worker’s Compensation | Employee pays 25% of medical/dental/vision premium |
Injured on Duty (PD & Fire) | Employee pays 25% of medical/dental/vision premium |
Unpaid Suspensions/Administrative leave | Employee pays 100% of medical/dental/vision premium |
Military Leave | Employee pays 25% of medical/dental/vision premium |