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Housing Assistance Programs


Direct Financial Assistance


American Dream Initiative
Eligible Homebuyers can receive assistance of $5,000 to pay costs of acquiring a home and additional assistance may be granted for minor repair needs.
Maximum household income is:
1 person $40,150 3 persons $51,600 5 persons $61,950
2 persons $45,900 4 persons $57,350 6 persons $66,550

Interest Rate Reduction
Participating lenders will provide an interest rate buy-down equal to 1% from the current applicable prevailing rate. Lender participation must be pre-approved by the Office of Housing and Neighborhood Services.
Maximum household income is:
1 person $40,150 3 persons $51,600 5 persons $61,950
2 persons $45,900 4 persons $57,350 6 persons $66,550

Homebuyer Assistance
Homebuyers are eligible for assistance of $2,500 to pay costs of acquiring a home.
Maximum household income is:
1 person $57,7163 persons$74,175 5 persons$89,053
2 persons$65,9814 persons$82,4416 persons $95,666

Download a Homeownership Assistance Application

For more information or for assistance with your application please contact :
The Office Of Housing And Neighborhood Services at (413) 787-6500


First-Time Homebuyers Class Registration

Class Registration





* Please select one of the following classes

March 8 & 15, 2008
9:00am to 1:00pm
1600 East Columbus Avenue
Springfield, MA 01103
The above workshop is in English

May 10 & 17, 2008
9:00am to 1:00pm
1600 East Columbus Avenue
Springfield, MA 01103
The above workshop is in English

July 12th & 19th, 2008
9:00am to 1:00pm
Good Life Center,1600 East Columbus AvenueSpringfield, MA 01103Tel. # 787-6500
The above workshop is in English

October 18th & 25th, 2008
9:00am to 1:00pm
355 Plainfield Street, Springfield MA(Chestnut School)
The above workshop is in englilsh

December 6th & 13th 2008
9:00am to 1:00pm
Good Life Center1600 East Columbus AveSpringfield, MA 01103413-787-6500
The above workshop is in english

February 14 & 21, 2009
9:00am to 1:00pm
Good Life Center1600 East Columbus AvenueSpringfield, MA 01103Tel.413-787-6500
The above workshop is in english


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Page last updated:  Thursday, August 07, 2008 01:44 pm