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Disaster Survivors Urged to Apply for SBA Assistance before Insurance SettlementATLANTA – Disaster survivors should not wait to settle with their insurance company before applying for disaster loan assistance. The Small Business Administration encourages homeowners, renters and businesses in Massachusetts impacted by the severe storms and tornadoes that occurred on June 1, 2011 to return their completed loan applications, even if they have not settled with their insurance company. “Waiting to file an SBA application could cause unnecessary delays in receiving disaster assistance, and the survivors may miss the application deadline,” said Frank Skaggs, director of SBA Field Operations Center East. “I encourage anyone who has not completed their disaster loan application to meet with Customer Service Representatives at one of the Disaster Recovery Centers located throughout the disaster area for one-on-one assistance,” Skaggs added. If a survivor does not know how much of their loss will be covered by insurance or other sources, or would like to begin rebuilding and repairs prior to receiving insurance funds, SBA will consider making a low interest disaster loan for the total loss up to its loan limits, provided the borrower agrees to use insurance proceeds to reduce or repay their loan. Survivors who receive a SBA disaster home loan application should submit it as soon as possible to receive consideration for a loan or referral to FEMA for grant assistance that covers personal property, vehicle repair and moving and storage expenses. To be considered for all forms of disaster assistance, those affected by the disaster should call FEMA at 1-800-621-FEMA (3362) or 800-462-7585 (TTY) for the hearing and speech impaired or register online at www.disasterassistance.gov. For information about Disaster Recovery Centers, the SBA Disaster Loan Program, to apply online, or obtain business application forms visit www.sba.gov, call the SBA’s Customer Service Center at 800-659-2955 (800-877-8339 for the hearing-impaired) Monday through Friday from 8 a.m. to 6 p.m. ET or send an e-mail to disastercustomerservice@sba.gov. Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155. To apply for a disaster loan online visit SBA’s website at https://disasterloan.sba.gov/ela/. The deadline to return SBA applications for physical property damage is August 15, 2011. The deadline to return applications for economic injury is March 15, 2012. |